Products & Services · Year 8 (as a percent)

U.S. Personal Insurance — Year 8 (as a percent)

American International Group U.S. Personal Insurance — Year 8 (as a percent) increased by 40.0% to 0.7% in Q4 2025 compared to the prior quarter. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2022
Last reportedQ4 2025

How to read this metric

Significant fluctuations at this late stage of development may signal unexpected changes in legal or environmental factors affecting long-tail claims.

Detailed definition

This metric measures the cumulative loss reserve development for the U.S. Personal Insurance segment at the eight-year m...

Peer comparison

Standard industry metric for assessing the maturity and accuracy of long-term insurance loss reserves.

Metric ID: aig_segment_u_s_personal_insurance_year_8_as_a_percent

Historical Data

4 periods
 Q4 '22Q4 '23Q4 '24Q4 '25
Value0.3%0.3%0.5%0.7%
QoQ Change+0.0%+66.7%+40.0%
YoY Change+0.0%+66.7%+40.0%
Range0.3%0.7%
Avg YoY Growth+35.6%
Median YoY Growth+40.0%
Current Streak3+ quarters growth

Frequently Asked Questions

What is American International Group's u.s. personal insurance — year 8 (as a percent)?
American International Group (AIG) reported u.s. personal insurance — year 8 (as a percent) of 0.7% in Q4 2025.
What does u.s. personal insurance — year 8 (as a percent) mean?
The percentage of loss reserves for U.S. personal insurance policies that have been adjusted or settled eight years after the initial policy year.