Products & Services · 8th Year

Group Insurance Policy — 8th Year

The Hartford Financial Services Group Group Insurance Policy — 8th Year remained flat by 0.0% to 3.8% in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 3.8% to 3.8%. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2020
Last reportedQ4 2025

How to read this metric

Consistent performance at this stage confirms the reliability of long-term actuarial models.

Detailed definition

Measures the cumulative loss experience for group insurance policies at the eight-year maturity point. It helps in evalu...

Peer comparison

Comparable to long-tail liability reporting in the broader insurance and reinsurance industry.

Metric ID: hig_segment_group_insurance_policy_8th_year

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value3.8%3.8%3.9%3.8%3.8%
QoQ Change+0.0%+2.6%-2.6%+0.0%
YoY Change+0.0%+2.6%-2.6%+0.0%
Range3.8%3.9%
CAGR+0.0%
Avg YoY Growth+0.0%
Median YoY Growth+0.0%

Frequently Asked Questions

What is The Hartford Financial Services Group's group insurance policy — 8th year?
The Hartford Financial Services Group (HIG) reported group insurance policy — 8th year of 3.8% in Q4 2025.
How has The Hartford Financial Services Group's group insurance policy — 8th year changed year-over-year?
The Hartford Financial Services Group's group insurance policy — 8th year decreased by 0.0% year-over-year, from 3.8% to 3.8%.
What does group insurance policy — 8th year mean?
The total claims paid and reserved for group insurance policies eight years after the policy year.