Products & Services · 8th Year

Surety Product Line — 8th Year

The Hartford Financial Services Group Surety Product Line — 8th Year increased by 64.1% to -2.8% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 64.1%, from -7.8% to -2.8%. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Any significant development at this late stage suggests potential issues with long-term claim settlement or reserve adequacy.

Detailed definition

Refers to the loss development or claims experience for policies in their eighth year of coverage. This represents the f...

Peer comparison

Standard actuarial cohort analysis used by all major insurance companies to track loss development patterns.

Metric ID: hig_segment_surety_product_line_8th_year

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value1.8%-2.9%-5.5%-7.8%-2.8%
QoQ Change-261.1%-89.7%-41.8%+64.1%
YoY Change-261.1%-89.7%-41.8%+64.1%
Range-7.8%1.8%
CAGR+55.6%
Avg YoY Growth-82.1%
Median YoY Growth-65.7%

Frequently Asked Questions

What is The Hartford Financial Services Group's surety product line — 8th year?
The Hartford Financial Services Group (HIG) reported surety product line — 8th year of -2.8% in Q4 2025.
How has The Hartford Financial Services Group's surety product line — 8th year changed year-over-year?
The Hartford Financial Services Group's surety product line — 8th year increased by 64.1% year-over-year, from -7.8% to -2.8%.
What does surety product line — 8th year mean?
The claims performance and loss data for policies during their eighth year of coverage.