The Hartford Financial Services Group Surety Product Line — 8th Year increased by 64.1% to -2.8% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 64.1%, from -7.8% to -2.8%. This increase may warrant attention — for this metric, lower values are generally preferred.
Any significant development at this late stage suggests potential issues with long-term claim settlement or reserve adequacy.
Refers to the loss development or claims experience for policies in their eighth year of coverage. This represents the f...
Standard actuarial cohort analysis used by all major insurance companies to track loss development patterns.
hig_segment_surety_product_line_8th_year| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 1.8% | -2.9% | -5.5% | -7.8% | -2.8% |
| QoQ Change | — | -261.1% | -89.7% | -41.8% | +64.1% |
| YoY Change | — | -261.1% | -89.7% | -41.8% | +64.1% |