Products & Services · 8th Year
Marine — 8th Year
The Hartford Financial Services Group Marine — 8th Year decreased by 100.0% to 0.0% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 100.0%, from 0.4% to 0.0%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2019
Last reportedQ4 2025
How to read this metric
Minimal activity at this stage suggests the cohort is effectively closed, with little remaining liability risk.
Detailed definition
Represents the cumulative loss development or claims experience for policies originating in the eighth year of the under...
Peer comparison
Used to evaluate the ultimate loss ratio for mature underwriting years.
Metric ID:
hig_segment_marine_8th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 3.1% | 2.7% | 1.5% | 0.4% | 0% |
| QoQ Change | — | -12.9% | -44.4% | -73.3% | -100.0% |
| YoY Change | — | -12.9% | -44.4% | -73.3% | -100.0% |
Range0% – 3.1%
CAGR-100.0%
Avg YoY Growth-57.7%
Median YoY Growth-58.9%
Current Streak4+ quarters decline
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Frequently Asked Questions
- What is The Hartford Financial Services Group's marine — 8th year?
- The Hartford Financial Services Group (HIG) reported marine — 8th year of 0.0% in Q4 2025.
- How has The Hartford Financial Services Group's marine — 8th year changed year-over-year?
- The Hartford Financial Services Group's marine — 8th year decreased by 100.0% year-over-year, from 0.4% to 0.0%.
- What does marine — 8th year mean?
- The claims experience for policies written in the eighth year of the current cycle.