Products & Services · 8th Year
Package Business — 8th Year
The Hartford Financial Services Group Package Business — 8th Year decreased by 19.0% to 1.7% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 19.0%, from 2.1% to 1.7%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Minimal movement in eighth-year data indicates that the underwriting cohort has reached full maturity with no significant remaining liability surprises.
Detailed definition
Refers to the loss experience or premium development for policies in their eighth year of coverage within the package bu...
Peer comparison
Standard actuarial cohort analysis used across the insurance industry to track policy lifecycle performance.
Metric ID:
hig_segment_package_business_8th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 1.2% | 1.9% | 1.7% | 2.1% | 1.7% |
| QoQ Change | — | +58.3% | -10.5% | +23.5% | -19.0% |
| YoY Change | — | +58.3% | -10.5% | +23.5% | -19.0% |
Range1.2% – 2.1%
CAGR+41.7%
Avg YoY Growth+13.1%
Median YoY Growth+6.5%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's package business — 8th year?
- The Hartford Financial Services Group (HIG) reported package business — 8th year of 1.7% in Q4 2025.
- How has The Hartford Financial Services Group's package business — 8th year changed year-over-year?
- The Hartford Financial Services Group's package business — 8th year decreased by 19.0% year-over-year, from 2.1% to 1.7%.
- What does package business — 8th year mean?
- The financial performance or claims data for policies during their eighth year of coverage.