Products & Services · 8th Year
General Liability — 8th Year
The Hartford Financial Services Group General Liability — 8th Year increased by 32.2% to 7.8% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 32.2%, from 5.9% to 7.8%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Any late-stage development here is usually considered an outlier or the result of extreme, long-tail legal events.
Detailed definition
This metric tracks the cumulative loss development or claim payments for general liability policies as they reach their...
Peer comparison
Standard actuarial triangle data used by all P&C insurers to track loss development patterns.
Metric ID:
hig_segment_general_liability_8th_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 4.5% | 4.2% | 5.1% | 5.9% | 7.8% |
| QoQ Change | — | -6.7% | +21.4% | +15.7% | +32.2% |
| YoY Change | — | -6.7% | +21.4% | +15.7% | +32.2% |
Range4.2% – 7.8%
CAGR+73.3%
Avg YoY Growth+15.7%
Median YoY Growth+18.6%
Current Streak3 quarters growth
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Frequently Asked Questions
- What is The Hartford Financial Services Group's general liability — 8th year?
- The Hartford Financial Services Group (HIG) reported general liability — 8th year of 7.8% in Q4 2025.
- How has The Hartford Financial Services Group's general liability — 8th year changed year-over-year?
- The Hartford Financial Services Group's general liability — 8th year increased by 32.2% year-over-year, from 5.9% to 7.8%.
- What does general liability — 8th year mean?
- The total claims costs or losses incurred by the eighth year of a policy's life.