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The Hartford Financial Services Group HIG Automobiles — 9th Year

Other product segments

General Liability
6.2%+67.6%
Marine
-1.6%-6.7%
Workers' Compensation
1.5%-11.8%
Package Business
1%-28.6%
Professional liability
0.9%-62.5%
Surety Product Line
-0.4%-33.3%
Assumed Reinsurance
-0.3%-400%
Property Insurance
-0.1%0.0%

Similar metrics at other companies

United Fire Group logo
UFCSCommercial automobile — Year 9
0.5%+0.3pp
Horace Mann Educators logo
HMNAutomobile Liability — Year Nine
0.1%0.0pp
Horace Mann Educators logo
HMNAuto physical damage — Year Nine
0%—
Old Republic International logo
ORICommercial Automobile — Year 9
0.3%-0.2pp
CNA Financial logo
CNACommercial Auto — Year 9
0.7%+0.2pp
Axis Capital Holders logo
AXSInsurance — Year 9
6.5%—

Other financials

Income statement

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Revenue$7.2B+6.1%
Net income$856.0M+35.9%
EPS (diluted)$3.04+41.4%

Balance sheet

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Cash & equivalents$166.0M+20.3%
Total debt$4.4B+0.1%
Total equity$18.9B+12.1%
Total assets$86.3B+4.9%

Cash flow

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Operating cash flow$1.0B+6.1%
CapEx$31.0M-18.4%
Free cash flow$1.0B+7.1%

Valuation

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Market cap$36.7B+2.1%
Enterprise value$40.91B+1.9%
P/E9×-2.0×
P/S1.3×0.0×

Profitability

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Net margin14.1%+3.0pp
FCF margin20.2%-0.8pp

Returns & leverage

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Return on equity22.7%+4.2pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hartford Financial Services Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearNine.

The official record: The Hartford Financial Services Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hartford Financial Services Group's automobiles — 9th year?
The Hartford Financial Services Group (HIG) reported automobiles — 9th year of 0.6% in Q4 2025.
How has The Hartford Financial Services Group's automobiles — 9th year changed year-over-year?
The Hartford Financial Services Group's automobiles — 9th year decreased by 33.3% year-over-year, from 0.9% to 0.6%.
What does automobiles — 9th year mean?
This metric represents the financial performance or underwriting results specifically attributed to automobile insurance policies that have reached their ninth year of maturity. It helps analysts evaluate the long-term profitability and loss experience of older policy cohorts within the personal lines portfolio. Monitoring this cohort provides insight into the tail-end risk and claims settlement patterns of seasoned insurance contracts.