The Hartford Financial Services Group Automobiles — 9th Year decreased by 33.3% to 0.6% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 33.3%, from 0.9% to 0.6%. This decline may warrant attention — for this metric, higher values are generally preferred.
An increase in profitability for this cohort suggests effective long-term risk selection and accurate initial pricing, while a decrease may indicate unexpected late-developing claims.
This metric represents the financial performance or underwriting results specifically attributed to automobile insurance...
Comparable to long-tail policy cohort analysis at other major personal lines insurers, typically evaluated through loss development triangles.
hig_segment_automobiles_9th_year| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 0.7% | 1.1% | 1.2% | 0.9% | 0.6% |
| QoQ Change | — | +57.1% | +9.1% | -25.0% | -33.3% |
| YoY Change | — | +57.1% | +9.1% | -25.0% | -33.3% |