Products & Services · 9th Year

Automobiles — 9th Year

The Hartford Financial Services Group Automobiles — 9th Year decreased by 33.3% to 0.6% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 33.3%, from 0.9% to 0.6%. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

An increase in profitability for this cohort suggests effective long-term risk selection and accurate initial pricing, while a decrease may indicate unexpected late-developing claims.

Detailed definition

This metric represents the financial performance or underwriting results specifically attributed to automobile insurance...

Peer comparison

Comparable to long-tail policy cohort analysis at other major personal lines insurers, typically evaluated through loss development triangles.

Metric ID: hig_segment_automobiles_9th_year

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value0.7%1.1%1.2%0.9%0.6%
QoQ Change+57.1%+9.1%-25.0%-33.3%
YoY Change+57.1%+9.1%-25.0%-33.3%
Range0.6%1.2%
CAGR-14.3%
Avg YoY Growth+2.0%
Median YoY Growth-8.0%
Current Streak2 quarters decline

Frequently Asked Questions

What is The Hartford Financial Services Group's automobiles — 9th year?
The Hartford Financial Services Group (HIG) reported automobiles — 9th year of 0.6% in Q4 2025.
How has The Hartford Financial Services Group's automobiles — 9th year changed year-over-year?
The Hartford Financial Services Group's automobiles — 9th year decreased by 33.3% year-over-year, from 0.9% to 0.6%.
What does automobiles — 9th year mean?
The financial performance of automobile insurance policies in their ninth year of coverage.