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Arch Capital Group ACGL Third party occurrence business — Year Nine

Other product segments

Casualty
4.7%-21.7%
Property catastrophe
2.2%+375%
Marine and aviation
1.1%+83.3%
Property excluding property catastrophe
1.1%0.0%
Specialty
0%-100%

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-0.1%0.0pp
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3.1%-0.2pp
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EGProperty Insurance — Year nine
0.4%-1.6pp
The Hartford Financial Services Group logo
HIGProfessional liability — 9th Year
0.9%-1.5pp
Axis Capital Holders logo
AXSInsurance — Year 9
6.5%
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SPNTProperty Catastrophe — Year 9
1.9%

Other financials

Income statement

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Revenue$4.5B-3.3%
Net income$1.0B+82.4%
EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%
Total debt$2.4B0.0%
Total equity$24.2B+12.3%
Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%
CapEx$8.0M-11.1%
Free cash flow$1.2B-18.6%

Valuation

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Market cap$34.08B0.0%
Enterprise value$34.7B-0.2%
P/E-2.1×
P/S1.7×-0.1×

Profitability

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Net margin24.6%+3.9pp
FCF margin29.6%-6.3pp

Returns & leverage

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Return on equity21.3%+2.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearNine.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's third party occurrence business — year nine?
Arch Capital Group (ACGL) reported third party occurrence business — year nine of 4.6% in Q4 2025.
How has Arch Capital Group's third party occurrence business — year nine changed year-over-year?
Arch Capital Group's third party occurrence business — year nine decreased by 4.2% year-over-year, from 4.8% to 4.6%.
What does third party occurrence business — year nine mean?
Represents the net incurred losses or premiums associated with third-party occurrence-based insurance policies specifically for the ninth year of development. This metric is used to evaluate the tail risk of highly mature insurance contracts. It provides evidence of the company's historical underwriting discipline and reserve adequacy.