Products & Services · 9th Year

Professional liability — 9th Year

The Hartford Financial Services Group Professional liability — 9th Year decreased by 62.5% to 0.9% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 62.5%, from 2.4% to 0.9%. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2020
Last reportedQ4 2025

How to read this metric

Low volatility at this stage indicates that the company's long-tail liabilities are well-managed.

Detailed definition

Tracks the loss development for professional liability policies in their ninth year. This metric is used to evaluate the...

Peer comparison

Standard industry metric for assessing late-stage reserve development.

Metric ID: hig_segment_professional_liability_9th_year

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value1.6%3.2%4.2%2.4%0.9%
QoQ Change+100.0%+31.3%-42.9%-62.5%
YoY Change+100.0%+31.3%-42.9%-62.5%
Range0.9%4.2%
CAGR-43.8%
Avg YoY Growth+6.5%
Median YoY Growth-5.8%
Current Streak2 quarters decline

Frequently Asked Questions

What is The Hartford Financial Services Group's professional liability — 9th year?
The Hartford Financial Services Group (HIG) reported professional liability — 9th year of 0.9% in Q4 2025.
How has The Hartford Financial Services Group's professional liability — 9th year changed year-over-year?
The Hartford Financial Services Group's professional liability — 9th year decreased by 62.5% year-over-year, from 2.4% to 0.9%.
What does professional liability — 9th year mean?
The claims development for professional liability policies in their ninth year.