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Arch Capital Group ACGL Third party claims-made business — Year Nine

Other product segments

Casualty
4.7%-21.7%
Property catastrophe
2.2%+375%
Marine and aviation
1.1%+83.3%
Property excluding property catastrophe
1.1%0.0%
Specialty
0%-100%

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0.1%
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TRVGeneral Liability — Short-duration Insurance Contracts, Historical Claims Duration, Year Nine
6.1%+1.2pp
Horace Mann Educators logo
HMNAutomobile Liability — Year Nine
0.1%0.0pp
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SIGIBusinessowners’ policies — Short-duration insurance contracts, historical claims duration, year nine
0.6%+0.1pp
The Hartford Financial Services Group logo
HIGGroup Insurance Policy — 9th Year
3.1%-0.2pp

Other financials

Income statement

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Revenue$4.5B-3.3%
Net income$1.0B+82.4%
EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%
Total debt$2.4B0.0%
Total equity$24.2B+12.3%
Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%
CapEx$8.0M-11.1%
Free cash flow$1.2B-18.6%

Valuation

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Market cap$33.91B+5.5%
Enterprise value$34.53B+5.2%
P/E-1.6×
P/S1.7×0.0×

Profitability

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Net margin24.6%+3.9pp
FCF margin29.6%-6.3pp

Returns & leverage

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Return on equity21.3%+2.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearNine.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's third party claims-made business — year nine?
Arch Capital Group (ACGL) reported third party claims-made business — year nine of 1.3% in Q4 2025.
How has Arch Capital Group's third party claims-made business — year nine changed year-over-year?
Arch Capital Group's third party claims-made business — year nine decreased by 67.5% year-over-year, from 4% to 1.3%.
What does third party claims-made business — year nine mean?
This metric tracks the incurred loss development for third-party claims-made business at the nine-year maturity interval. It provides a long-term view of how the company's underwriting decisions from nearly a decade ago have performed against actual claims outcomes. This is critical for evaluating the long-term financial health and reserve adequacy of the insurance segment.