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The Hartford Financial Services Group HIG Disability Insurance Policy — Policyholder Benefits and Claims Incurred, Net

Other product segments

Life Insurance Product Line
$488M-6.0%
Insurance, Other
$76M+28.8%

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$15.8M-1.9%

Other financials

Income statement

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Revenue$7.2B+6.1%
Net income$856.0M+35.9%
EPS (diluted)$3.04+41.4%

Balance sheet

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Cash & equivalents$166.0M+20.3%
Total debt$4.4B+0.1%
Total equity$18.9B+12.1%
Total assets$86.3B+4.9%

Cash flow

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Operating cash flow$1.0B+6.1%
CapEx$31.0M-18.4%
Free cash flow$1.0B+7.1%

Valuation

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Market cap$36.7B+2.1%
Enterprise value$40.91B+1.9%
P/E-2.0×
P/S1.3×0.0×

Profitability

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Net margin14.1%+3.0pp
FCF margin20.2%-0.8pp

Returns & leverage

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Return on equity22.7%+4.2pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hartford Financial Services Group in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: The Hartford Financial Services Group’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hartford Financial Services Group's disability insurance policy — policyholder benefits and claims incurred, net?
The Hartford Financial Services Group (HIG) reported disability insurance policy — policyholder benefits and claims incurred, net of $674M in Q1 2026.
How has The Hartford Financial Services Group's disability insurance policy — policyholder benefits and claims incurred, net changed year-over-year?
The Hartford Financial Services Group's disability insurance policy — policyholder benefits and claims incurred, net increased by 8.5% year-over-year, from $621M to $674M.
What is the long-term trend for The Hartford Financial Services Group's disability insurance policy — policyholder benefits and claims incurred, net?
Over 3 years (2022 to 2025), The Hartford Financial Services Group's disability insurance policy — policyholder benefits and claims incurred, net has grown at a 3.3% compound annual growth rate (CAGR), from $2.26B to $2.5B.
What does disability insurance policy — policyholder benefits and claims incurred, net mean?
This metric captures the total costs associated with policyholder benefits and claims incurred, net of reinsurance, specifically for the disability insurance segment. It represents the primary underwriting expense and is a critical component in assessing the profitability and actuarial accuracy of the disability product line. High levels relative to premiums may indicate adverse loss trends, changes in morbidity rates, or inadequate pricing models.