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The Hartford Financial Services Group HIG Insurance, Other — Policyholder Benefits and Claims Incurred, Net

Other product segments

Disability Insurance Policy
$674M+8.5%
Life Insurance Product Line
$488M-6.0%

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Other financials

Income statement

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Revenue$7.2B+6.1%
Net income$856.0M+35.9%
EPS (diluted)$3.04+41.4%

Balance sheet

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Cash & equivalents$166.0M+20.3%
Total debt$4.4B+0.1%
Total equity$18.9B+12.1%
Total assets$86.3B+4.9%

Cash flow

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Operating cash flow$1.0B+6.1%
CapEx$31.0M-18.4%
Free cash flow$1.0B+7.1%

Valuation

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Market cap$36.7B+2.1%
Enterprise value$40.91B+1.9%
P/E-2.0×
P/S1.3×0.0×

Profitability

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Net margin14.1%+3.0pp
FCF margin20.2%-0.8pp

Returns & leverage

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Return on equity22.7%+4.2pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hartford Financial Services Group in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: The Hartford Financial Services Group’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hartford Financial Services Group's insurance, other — policyholder benefits and claims incurred, net?
The Hartford Financial Services Group (HIG) reported insurance, other — policyholder benefits and claims incurred, net of $76M in Q1 2026.
How has The Hartford Financial Services Group's insurance, other — policyholder benefits and claims incurred, net changed year-over-year?
The Hartford Financial Services Group's insurance, other — policyholder benefits and claims incurred, net increased by 28.8% year-over-year, from $59M to $76M.
What is the long-term trend for The Hartford Financial Services Group's insurance, other — policyholder benefits and claims incurred, net?
Over 3 years (2022 to 2025), The Hartford Financial Services Group's insurance, other — policyholder benefits and claims incurred, net has grown at a 11.3% compound annual growth rate (CAGR), from $163M to $225M.
What does insurance, other — policyholder benefits and claims incurred, net mean?
This metric represents the total costs incurred by the insurer related to policyholder claims, including loss adjustment expenses, net of any reinsurance recoveries. It serves as a primary measure of underwriting profitability and the direct cost of providing insurance coverage. High levels relative to premiums earned indicate higher loss ratios and potential underwriting challenges.