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Ally Financial ALLY Policyholder Benefits And Claims Incurred Net

Policyholder Benefits And Claims Incurred Net at other companies

Assurant logo
AssurantAIZ
$769.1M-1.4%
American Financial Group logo
American Financial GroupAFG
$906M-6.1%
Fidelity National Financial logo
Fidelity National FinancialFNF
$62M+14.8%
American International Group logo
American International GroupAIG
W.R. Berkley logo
W.R. BerkleyWRB

Segments

By segment

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Insurance operations$121M-24.8%
Automotive Finance operations$0
Corporate Finance operations$0

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: Ally Financial’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's policyholder benefits and claims incurred net?
Ally Financial (ALLY) reported policyholder benefits and claims incurred net of $121M in Q1 2026.
How has Ally Financial's policyholder benefits and claims incurred net changed year-over-year?
Ally Financial's policyholder benefits and claims incurred net decreased by 24.8% year-over-year, from $161M to $121M.
What is the long-term trend for Ally Financial's policyholder benefits and claims incurred net?
Over 4 years (2021 to 2025), Ally Financial's policyholder benefits and claims incurred net has grown at a 23.9% compound annual growth rate (CAGR), from $261M to $616M.
What does policyholder benefits and claims incurred net mean?
The total costs paid out for insurance claims and related processing expenses.
How do you interpret policyholder benefits and claims incurred net?
A decrease relative to insurance revenue indicates better underwriting performance and higher profitability, while an increase suggests higher-than-expected loss events.
How does policyholder benefits and claims incurred net compare across companies?
Standard metric for insurance companies; often analyzed via the 'loss ratio' (claims divided by premiums).