Products & Services · 6th Year

Group Insurance Policy — 6th Year

The Hartford Financial Services Group Group Insurance Policy — 6th Year remained flat by 0.0% to 5.2% in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 5.2% to 5.2%. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2020
Last reportedQ4 2025

How to read this metric

Significant deviations from expected development patterns may signal changes in claim severity or frequency trends.

Detailed definition

Reflects the cumulative loss experience for group insurance policies at the six-year maturity point. It serves as a benc...

Peer comparison

Used by analysts to compare long-term reserve adequacy across different insurance providers.

Metric ID: hig_segment_group_insurance_policy_6th_year

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value5.4%5.3%5.4%5.2%5.2%
QoQ Change-1.9%+1.9%-3.7%+0.0%
YoY Change-1.9%+1.9%-3.7%+0.0%
Range5.2%5.4%
CAGR-3.7%
Avg YoY Growth-0.9%
Median YoY Growth-0.9%

Frequently Asked Questions

What is The Hartford Financial Services Group's group insurance policy — 6th year?
The Hartford Financial Services Group (HIG) reported group insurance policy — 6th year of 5.2% in Q4 2025.
How has The Hartford Financial Services Group's group insurance policy — 6th year changed year-over-year?
The Hartford Financial Services Group's group insurance policy — 6th year decreased by 0.0% year-over-year, from 5.2% to 5.2%.
What does group insurance policy — 6th year mean?
The total claims paid and reserved for group insurance policies six years after the policy year.