What does U.S. personal insurance — year 6 (as a percent) mean?

This metric tracks the cumulative loss reserve development for the U.S. Personal Insurance segment at the six-year maturity point. It provides insight into the long-term claims settlement patterns and the adequacy of reserves established for personal lines policies.

American International Group AIG U.S. Personal Insurance — Year 6 (as a percent)

Other product segments

U.S. Other Casualty

9.2%+5.7%

UK/Europe Casualty and Financial lines

9.1%-15.0%

U.S. Financial Lines

8%-5.9%

U.S. Excess Casualty

6.9%-4.2%

U.S. Property and Special Risks

3.7%+32.1%

U.S. Workers' Compensation (before discount)

3.6%+9.1%

UK/Europe Property and Special Risks

3.2%+45.5%

UK/Europe and Japan Personal Insurance

1.3%0.0%

Similar metrics at other companies

EGProperty Insurance — Year six

4.8%+0.2pp

ESN

ESNTProperty Insurance Product Line — Year 6

2%0.0pp

AXSInsurance — Year 6

10.8%—

UFCSPersonal — Year 6

0.3%-0.1pp

AFGProperty and casualty insurance — Year 6

6.9%-4.3pp

HIGProperty Insurance — 6th Year

1.9%+0.9pp

Other financials

Income statement

See full

Revenue$6.7B-2.0%

Net income$763.0M+9.3%

EPS (diluted)$1.41+21.6%

Balance sheet

See full

Cash & equivalents$1.5B+4.4%

Total debt$10.0B+2.6%

Total equity$40.4B-2.5%

Total assets$161.54B-0.2%

Cash flow

See full

Operating cash flow$155.0M+377%

CapEx$60.0M+14.3%

Free cash flow$1.5B+53.0%

Valuation

See full

Market cap$40.07B-18.6%

P/E12.7×-2.7×

P/S1.5×-0.3×

Profitability

See full

Net margin11.9%+8.6pp

FCF margin21.5%—

Returns & leverage

See full

Return on equity7.7%+5.6pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSix.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

Ask your AI about American International Group's u.s. personal insurance — year 6 (as a percent).

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is American International Group's U.S. personal insurance — year 6 (as a percent)?: American International Group (AIG) reported U.S. personal insurance — year 6 (as a percent) of 1% in Q4 2025.
How has American International Group's U.S. personal insurance — year 6 (as a percent) changed year-over-year?: American International Group's U.S. personal insurance — year 6 (as a percent) decreased by 0.0% year-over-year, from 1% to 1%.
What does U.S. personal insurance — year 6 (as a percent) mean?: This metric tracks the cumulative loss reserve development for the U.S. Personal Insurance segment at the six-year maturity point. It provides insight into the long-term claims settlement patterns and the adequacy of reserves established for personal lines policies.