Products & Services · Year 6 (as a percent)
U.S. Personal Insurance — Year 6 (as a percent)
American International Group U.S. Personal Insurance — Year 6 (as a percent) remained flat by 0.0% to 1.0% in Q4 2025 compared to the prior quarter. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2022
Last reportedQ4 2025
How to read this metric
An increase suggests that claims costs for older policy years are exceeding original expectations, requiring additional capital allocation to reserves.
Detailed definition
This metric tracks the cumulative loss reserve development for the U.S. Personal Insurance segment at the six-year matur...
Peer comparison
Standard actuarial metric used by insurance companies to evaluate the long-term stability of underwriting reserves.
Metric ID:
aig_segment_u_s_personal_insurance_year_6_as_a_percentHistorical Data
4 periods
| Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|
| Value | 0.8% | 0.9% | 1% | 1% |
| QoQ Change | — | +12.5% | +11.1% | +0.0% |
| YoY Change | — | +12.5% | +11.1% | +0.0% |
Range0.8% – 1%
Avg YoY Growth+7.9%
Median YoY Growth+11.1%
Current Streak3+ quarters growth
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Frequently Asked Questions
- What is American International Group's u.s. personal insurance — year 6 (as a percent)?
- American International Group (AIG) reported u.s. personal insurance — year 6 (as a percent) of 1.0% in Q4 2025.
- What does u.s. personal insurance — year 6 (as a percent) mean?
- The percentage of loss reserves for U.S. personal insurance policies that have been adjusted or settled six years after the initial policy year.