Products & Services · IBNR
Reserves
Group Insurance Policy — IBNR Reserves
The Hartford Financial Services Group Group Insurance Policy — IBNR Reserves increased by 0.7% to $977.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 0.7%, from $970.00M to $977.00M. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2020
Last reportedQ4 2025
How to read this metric
Significant increases in IBNR may indicate a change in reporting patterns or an unexpected rise in claim frequency.
Detailed definition
The reserve amount set aside for claims that have occurred but have not yet been reported to the insurer. This is a crit...
Peer comparison
A fundamental reserve metric for all insurance companies, highly sensitive to actuarial assumptions.
Metric ID:
hig_segment_group_insurance_policy_ibnr_reservesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $881.00M | $962.00M | $1.01B | $970.00M | $977.00M |
| QoQ Change | — | +9.2% | +4.9% | -3.9% | +0.7% |
| YoY Change | — | +9.2% | +4.9% | -3.9% | +0.7% |
Range$881.00M – $1.01B
CAGR+10.9%
Avg YoY Growth+2.7%
Median YoY Growth+2.8%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's group insurance policy — ibnr reserves?
- The Hartford Financial Services Group (HIG) reported group insurance policy — ibnr reserves of $977.00M in Q4 2025.
- How has The Hartford Financial Services Group's group insurance policy — ibnr reserves changed year-over-year?
- The Hartford Financial Services Group's group insurance policy — ibnr reserves increased by 0.7% year-over-year, from $970.00M to $977.00M.
- What does group insurance policy — ibnr reserves mean?
- Money set aside for claims that have happened but haven't been reported to the company yet.