Products & Services · Weighted average discount rate
Group Insurance Policy — Weighted average discount rate
The Hartford Financial Services Group Group Insurance Policy — Weighted average discount rate remained flat by 0.0% to 8.0% in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 8.0% to 8.0%.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Higher rates reduce the present value of liabilities, potentially improving reported earnings, while lower rates increase the required reserve levels.
Detailed definition
The interest rate used to discount the estimated future cash flows of insurance liabilities to their present value. This...
Peer comparison
Commonly disclosed by life and group insurers; varies based on the interest rate environment and asset-liability matching strategies.
Metric ID:
hig_segment_group_insurance_policy_weighted_average_discount_rateHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 8% | 8% | 8% | 8% | 8% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | +0.0% | +0.0% | +0.0% | +0.0% |
Range8% – 8%
CAGR+0.0%
Avg YoY Growth+0.0%
Median YoY Growth+0.0%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is The Hartford Financial Services Group's group insurance policy — weighted average discount rate?
- The Hartford Financial Services Group (HIG) reported group insurance policy — weighted average discount rate of 8.0% in Q4 2025.
- How has The Hartford Financial Services Group's group insurance policy — weighted average discount rate changed year-over-year?
- The Hartford Financial Services Group's group insurance policy — weighted average discount rate decreased by 0.0% year-over-year, from 8.0% to 8.0%.
- What does group insurance policy — weighted average discount rate mean?
- The interest rate used to calculate the current value of future insurance claim payments.