The Hartford Financial Services Group HIG Group Insurance Policy — Weighted average discount rate

Other product segments

Property and Casualty Insurance Subsidiaries

12.9%-8.3%

Similar metrics at other companies

CRBGGroup Retirement — Weighted-average interest rate, original discount rate

5.2%-0.1pp

CRBGGroup Retirement — Weighted-average interest rate, current discount rate

5.2%0.0pp

CRBGLife Insurance — Weighted-average interest rate, original discount rate

4.7%0.0pp

AMPDisability Income Insurance — Weighted average discount rate

5.5%0.0pp

AFLLife insurance — Weighted-average interest, original discount rate

6.1%+0.1pp

CRBGIndividual Retirement — Weighted-average interest rate, original discount rate

4%+0.1pp

Other financials

Income statement

See full

Revenue$7.2B+6.1%

Net income$856.0M+35.9%

EPS (diluted)$3.04+41.4%

Balance sheet

See full

Cash & equivalents$166.0M+20.3%

Total debt$4.4B+0.1%

Total equity$18.9B+12.1%

Total assets$86.3B+4.9%

Cash flow

See full

Operating cash flow$1.0B+6.1%

CapEx$31.0M-18.4%

Free cash flow$1.0B+7.1%

Valuation

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Market cap$36.7B+2.1%

Enterprise value$40.91B+1.9%

P/E9×-2.0×

P/S1.3×0.0×

Profitability

See full

Net margin14.1%+3.0pp

FCF margin20.2%-0.8pp

Returns & leverage

See full

Return on equity22.7%+4.2pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hartford Financial Services Group in its filing.

Tagged under the XBRL concept us-gaap:ShortDurationContractsDiscountedLiabilitiesDiscountRate.

The official record: The Hartford Financial Services Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hartford Financial Services Group's group insurance policy — weighted average discount rate?: The Hartford Financial Services Group (HIG) reported group insurance policy — weighted average discount rate of 8% in Q4 2025.
How has The Hartford Financial Services Group's group insurance policy — weighted average discount rate changed year-over-year?: The Hartford Financial Services Group's group insurance policy — weighted average discount rate decreased by 0.0% year-over-year, from 8% to 8%.
What does group insurance policy — weighted average discount rate mean?: The interest rate used to discount the estimated future cash flows of insurance liabilities to their present value. This rate reflects the time value of money and is critical for determining the adequacy of reserves on the balance sheet.