Products & Services · 6th Year

Marine — 6th Year

The Hartford Financial Services Group Marine — 6th Year decreased by 9.7% to 5.6% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 9.7%, from 6.2% to 5.6%. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2019
Last reportedQ4 2025

How to read this metric

Unexpected development at this late stage may signal emerging systemic risks or significant litigation outcomes.

Detailed definition

Represents the cumulative loss development or claims experience for policies originating in the sixth year of the underw...

Peer comparison

Used to benchmark the tail-risk management of marine insurance portfolios.

Metric ID: hig_segment_marine_6th_year

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value3.4%4.1%6%6.2%5.6%
QoQ Change+20.6%+46.3%+3.3%-9.7%
YoY Change+20.6%+46.3%+3.3%-9.7%
Range3.4%6.2%
CAGR+64.7%
Avg YoY Growth+15.1%
Median YoY Growth+12.0%

Frequently Asked Questions

What is The Hartford Financial Services Group's marine — 6th year?
The Hartford Financial Services Group (HIG) reported marine — 6th year of 5.6% in Q4 2025.
How has The Hartford Financial Services Group's marine — 6th year changed year-over-year?
The Hartford Financial Services Group's marine — 6th year decreased by 9.7% year-over-year, from 6.2% to 5.6%.
What does marine — 6th year mean?
The claims experience for policies written in the sixth year of the current cycle.