What does marine — amount of discount mean?

This metric reflects the reduction applied to the nominal value of loss reserves to account for the time value of money. It is typically applied to long-tail lines where claim payments are expected to occur far into the future.

The Hartford Financial Services Group HIG Marine — Amount of discount

Similar metrics at other companies

HGTYMarine — Reinsurance recoverable on unpaid losses and loss adjustment expenses

$0—

HGTYMarine — Reserves for unpaid losses and loss adjustment expenses

$329K+458%

AIGNet loss reserve discount

$1.27B+9.8%

WGOMarine — D&A

$2.4M+4.3%

HGTYMarine — Liability for Unpaid Claims and Claims Adjustment Expense, Net

$329K+458%

WRBOther — Short-Duration Insurance Contract, Discounted Liability, Discount

0%—

Other financials

Income statement

See full

Revenue$7.2B+6.1%

Net income$856.0M+35.9%

EPS (diluted)$3.04+41.4%

Balance sheet

See full

Cash & equivalents$166.0M+20.3%

Total debt$4.4B+0.1%

Total equity$18.9B+12.1%

Total assets$86.3B+4.9%

Cash flow

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Operating cash flow$1.0B+6.1%

CapEx$31.0M-18.4%

Free cash flow$1.0B+7.1%

Valuation

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Market cap$36.7B+2.1%

Enterprise value$40.91B+1.9%

P/E9×-2.0×

P/S1.3×0.0×

Profitability

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Net margin14.1%+3.0pp

FCF margin20.2%-0.8pp

Returns & leverage

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Return on equity22.7%+4.2pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hartford Financial Services Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsDiscountedLiabilitiesAggregateDiscount.

The official record: The Hartford Financial Services Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hartford Financial Services Group's marine — amount of discount?: The Hartford Financial Services Group (HIG) reported marine — amount of discount of $0 in Q4 2025.
What does marine — amount of discount mean?: This metric reflects the reduction applied to the nominal value of loss reserves to account for the time value of money. It is typically applied to long-tail lines where claim payments are expected to occur far into the future.