Products & Services · 6th Year

Package Business — 6th Year

The Hartford Financial Services Group Package Business — 6th Year increased by 2.3% to 4.4% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 2.3%, from 4.3% to 4.4%. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Unexpected increases at this stage may indicate latent liability issues or adverse development in long-tail claims.

Detailed definition

Refers to the loss experience or premium development for policies in their sixth year of coverage within the package bus...

Peer comparison

Standard actuarial cohort analysis used across the insurance industry to track policy lifecycle performance.

Metric ID: hig_segment_package_business_6th_year

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value3.2%3.4%3.9%4.3%4.4%
QoQ Change+6.3%+14.7%+10.3%+2.3%
YoY Change+6.3%+14.7%+10.3%+2.3%
Range3.2%4.4%
CAGR+37.5%
Avg YoY Growth+8.4%
Median YoY Growth+8.3%
Current Streak4+ quarters growth

Frequently Asked Questions

What is The Hartford Financial Services Group's package business — 6th year?
The Hartford Financial Services Group (HIG) reported package business — 6th year of 4.4% in Q4 2025.
How has The Hartford Financial Services Group's package business — 6th year changed year-over-year?
The Hartford Financial Services Group's package business — 6th year increased by 2.3% year-over-year, from 4.3% to 4.4%.
What does package business — 6th year mean?
The financial performance or claims data for policies during their sixth year of coverage.