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The Hartford Financial Services Group HIG Property Insurance — 7th Year

Other product segments

General Liability
9.6%+5.5%
Professional liability
8.1%-9.0%
Automobiles
5.9%+22.9%
Package Business
3.8%+15.2%
Workers' Compensation
2.8%-3.4%
Marine
0.8%0.0%
Assumed Reinsurance
-0.5%+50.0%
Surety Product Line
-0.3%+81.3%

Similar metrics at other companies

Everest Group logo
EGProperty Insurance — Year seven
2.9%+0.2pp
Axis Capital Holders logo
AXSInsurance — Year 7
8.8%—
American Financial Group logo
AFGProperty and casualty insurance — Year 7
4.9%-2.0pp
Arch Capital Group logo
ACGLProperty excluding property catastrophe — Year Seven
1.2%+0.4pp
Arch Capital Group logo
ACGLProperty catastrophe — Year Seven
-4.8%-1.8pp
RLI logo
RLIProperty Insurance — Short Duration Insurance Contracts Historical Claim Duration Year Seven
0.4%0.0pp

Other financials

Income statement

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Revenue$7.2B+6.1%
Net income$856.0M+35.9%
EPS (diluted)$3.04+41.4%

Balance sheet

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Cash & equivalents$166.0M+20.3%
Total debt$4.4B+0.1%
Total equity$18.9B+12.1%
Total assets$86.3B+4.9%

Cash flow

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Operating cash flow$1.0B+6.1%
CapEx$31.0M-18.4%
Free cash flow$1.0B+7.1%

Valuation

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Market cap$36.7B+2.1%
Enterprise value$40.91B+1.9%
P/E9×-2.0×
P/S1.3×0.0×

Profitability

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Net margin14.1%+3.0pp
FCF margin20.2%-0.8pp

Returns & leverage

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Return on equity22.7%+4.2pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hartford Financial Services Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The official record: The Hartford Financial Services Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Hartford Financial Services Group's property insurance — 7th year?
The Hartford Financial Services Group (HIG) reported property insurance — 7th year of 0.4% in Q4 2025.
How has The Hartford Financial Services Group's property insurance — 7th year changed year-over-year?
The Hartford Financial Services Group's property insurance — 7th year increased by 300.0% year-over-year, from 0.1% to 0.4%.
What does property insurance — 7th year mean?
This metric measures the loss development for the seventh year of an underwriting cohort, representing a highly mature stage of the policy lifecycle. It helps in evaluating the ultimate loss ratio and the long-term financial impact of the underwriting decisions made years prior. It serves as a final check on the adequacy of reserves for that cohort.