Products & Services · Year 7 (as a percent)
U.S. Personal Insurance — Year 7 (as a percent)
American International Group U.S. Personal Insurance — Year 7 (as a percent) remained flat by 0.0% to 0.7% in Q4 2025 compared to the prior quarter. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2022
Last reportedQ4 2025
How to read this metric
Consistent negative development indicates effective initial reserving, whereas positive development suggests potential under-reserving for long-tail personal insurance claims.
Detailed definition
This metric represents the cumulative loss reserve development for the U.S. Personal Insurance segment at the seven-year...
Peer comparison
Used by peers to benchmark the reliability of long-term loss reserve estimates in personal lines portfolios.
Metric ID:
aig_segment_u_s_personal_insurance_year_7_as_a_percentHistorical Data
4 periods
| Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|
| Value | 0.4% | 0.5% | 0.7% | 0.7% |
| QoQ Change | — | +25.0% | +40.0% | +0.0% |
| YoY Change | — | +25.0% | +40.0% | +0.0% |
Range0.4% – 0.7%
Avg YoY Growth+21.7%
Median YoY Growth+25.0%
Current Streak3+ quarters growth
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Frequently Asked Questions
- What is American International Group's u.s. personal insurance — year 7 (as a percent)?
- American International Group (AIG) reported u.s. personal insurance — year 7 (as a percent) of 0.7% in Q4 2025.
- What does u.s. personal insurance — year 7 (as a percent) mean?
- The percentage of loss reserves for U.S. personal insurance policies that have been adjusted or settled seven years after the initial policy year.