Products & Services · Year 7 (as a percent)
U.S. Financial Lines — Year 7 (as a percent)
American International Group U.S. Financial Lines — Year 7 (as a percent) decreased by 5.8% to 6.5% in Q4 2025 compared to the prior quarter. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalHigher is better
VolatilityStable
First reportedQ4 2022
Last reportedQ4 2025
How to read this metric
Higher values indicate that initial estimates were sufficient to cover actual claims, while lower values suggest unexpected claim severity or frequency.
Detailed definition
This metric represents the reserve development percentage for the U.S. Financial Lines segment at the seven-year maturit...
Peer comparison
Standard actuarial metric used across the insurance industry to validate the maturity of loss reserves.
Metric ID:
aig_segment_u_s_financial_lines_year_7_as_a_percentHistorical Data
4 periods
| Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|
| Value | 5.6% | 6.1% | 6.9% | 6.5% |
| QoQ Change | — | +8.9% | +13.1% | -5.8% |
| YoY Change | — | +8.9% | +13.1% | -5.8% |
Range5.6% – 6.9%
Avg YoY Growth+5.4%
Median YoY Growth+8.9%
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Frequently Asked Questions
- What is American International Group's u.s. financial lines — year 7 (as a percent)?
- American International Group (AIG) reported u.s. financial lines — year 7 (as a percent) of 6.5% in Q4 2025.
- What does u.s. financial lines — year 7 (as a percent) mean?
- The percentage adjustment to insurance loss reserves for policies seven years after their inception.