What does U.S. other casualty — year 7 (as a percent) mean?

Represents the cumulative loss development or reserve adequacy for the U.S. Other Casualty insurance segment at the seven-year maturity point. This metric is critical for evaluating the long-term accuracy of underwriting and reserving for complex casualty lines.

American International Group AIG U.S. Other Casualty — Year 7 (as a percent)

Other product segments

U.S. Financial Lines

6.5%-5.8%

U.S. Excess Casualty

6.4%+4.9%

UK/Europe Casualty and Financial lines

5.7%-1.7%

U.S. Workers' Compensation (before discount)

2.6%-3.7%

U.S. Property and Special Risks

2.4%+9.1%

UK/Europe Property and Special Risks

0.8%-27.3%

U.S. Personal Insurance

0.7%0.0%

UK/Europe and Japan Personal Insurance

0.6%0.0%

Similar metrics at other companies

EGCasualty Insurance — Year seven

16%—

GLRECasualty — Year 7

14%0.0pp

WRBCasualty — Average annual percentage payout of incurred claims by age, net of reinsurance, Year 7

9.4%+0.4pp

SPNTCasualty — Year 7

5.6%+2.4pp

ACGLCasualty — Year Seven

7.6%+0.1pp

RLICasualty — Short Duration Insurance Contracts Historical Claim Duration Year Seven

8.7%+0.7pp

Other financials

Income statement

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Revenue$6.7B-2.0%

Net income$763.0M+9.3%

EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%

Total debt$10.0B+2.6%

Total equity$40.4B-2.5%

Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%

CapEx$60.0M+14.3%

Free cash flow$1.5B+53.0%

Valuation

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Market cap$40.07B-18.6%

P/E12.7×-2.7×

P/S1.5×-0.3×

Profitability

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Net margin11.9%+8.6pp

FCF margin21.5%—

Returns & leverage

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Return on equity7.7%+5.6pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's U.S. other casualty — year 7 (as a percent)?: American International Group (AIG) reported U.S. other casualty — year 7 (as a percent) of 7.1% in Q4 2025.
What does U.S. other casualty — year 7 (as a percent) mean?: Represents the cumulative loss development or reserve adequacy for the U.S. Other Casualty insurance segment at the seven-year maturity point. This metric is critical for evaluating the long-term accuracy of underwriting and reserving for complex casualty lines.