Products & Services · IBNR
Reserves
Surety Product Line — IBNR Reserves
The Hartford Financial Services Group Surety Product Line — IBNR Reserves decreased by 10.3% to $70.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 10.3%, from $78.00M to $70.00M. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
An increase may suggest higher expected future claim severity or frequency, while a decrease may indicate favorable loss development or improved risk assessment.
Detailed definition
Represents the estimated liability for claims that have occurred but have not yet been reported to the insurer. This res...
Peer comparison
Standard across all P&C insurers; peers typically report this as part of total loss reserves.
Metric ID:
hig_segment_surety_product_line_ibnr_reservesHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $71.00M | $73.00M | $71.00M | $78.00M | $70.00M |
| QoQ Change | — | +2.8% | -2.7% | +9.9% | -10.3% |
| YoY Change | — | +2.8% | -2.7% | +9.9% | -10.3% |
Range$70.00M – $78.00M
CAGR-1.4%
Avg YoY Growth-0.1%
Median YoY Growth+0.0%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's surety product line — ibnr reserves?
- The Hartford Financial Services Group (HIG) reported surety product line — ibnr reserves of $70.00M in Q4 2025.
- How has The Hartford Financial Services Group's surety product line — ibnr reserves changed year-over-year?
- The Hartford Financial Services Group's surety product line — ibnr reserves decreased by 10.3% year-over-year, from $78.00M to $70.00M.
- What does surety product line — ibnr reserves mean?
- The estimated amount of money set aside for claims that have happened but haven't been reported yet.