Products & Services · 1st Year
Workers' Compensation — 1st Year
The Hartford Financial Services Group Workers' Compensation — 1st Year increased by 0.7% to 14.9% in Q4 2025 compared to the prior quarter. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ4 2024
Last reportedQ4 2025
How to read this metric
Lower loss development in the first year suggests strong underwriting discipline and accurate initial pricing.
Detailed definition
Refers to the loss development or claim experience specifically for policies in their first year of maturity. This provi...
Peer comparison
Standard actuarial cohort analysis used across the insurance industry to track loss emergence patterns.
Metric ID:
hig_segment_workers_compensation_1st_yearHistorical Data
2 periods
| Q4 '24 | Q4 '25 | |
|---|---|---|
| Value | 14.8% | 14.9% |
| QoQ Change | — | +0.7% |
| YoY Change | — | +0.7% |
Range14.8% – 14.9%
Avg YoY Growth+0.7%
Median YoY Growth+0.7%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's workers' compensation — 1st year?
- The Hartford Financial Services Group (HIG) reported workers' compensation — 1st year of 14.9% in Q4 2025.
- What does workers' compensation — 1st year mean?
- The financial performance and claim costs associated with insurance policies during their first year of coverage.