| Segment | Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 |
|---|---|---|---|---|---|
| Property Insurance | 53.5% | 52.4% | 50.9% | 117.6% | 117.4% |
| Personal automobile physical damage | 95.7% | 94.9% | 91.3% | 91.9% | 93.3% |
| Commercial automobile physical damage | 88% | 85.3% | 79.7% | 78.2% | 80.7% |
| Automobiles | 50.5% | 49.5% | 47.9% | 46.8% | 45.7% |
| Package Business | 37.4% | 36.8% | 36.7% | 35.8% | 35.1% |
| Assumed Reinsurance | 35.2% | 34.1% | 30.4% | 26.1% | 23.4% |
| Marine | 25.3% | 24.2% | 23.1% | 22.8% | 22.6% |
| Workers' Compensation | — | — | — | 14.8% | 14.9% |
| Surety Product Line | 12.2% | 11.3% | 11.7% | 11.1% | 10.2% |
| Professional liability | 5.3% | 5% | 5% | 5.3% | 5.3% |
| General Liability | 2.9% | 2.8% | 2.7% | 2.5% | 2.4% |
| Total | 75.4% | 74.6% | 75.1% | 75.8% | 76.7% |