Products & Services · 1st Year
Property Insurance — 1st Year
The Hartford Financial Services Group Property Insurance — 1st Year decreased by 0.2% to 117.4% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.2%, from 117.6% to 117.4%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityVolatile
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Lower development indicates accurate initial pricing and risk assessment, while higher development suggests potential underpricing or unexpected loss trends.
Detailed definition
This metric tracks the development of claims and loss reserves for policies issued in the first year of a specific under...
Peer comparison
Standard in insurance loss development triangles, often referred to as 'Accident Year 1' or 'Development Year 1'.
Metric ID:
hig_segment_property_insurance_1st_yearHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 53.5% | 52.4% | 50.9% | 117.6% | 117.4% |
| QoQ Change | — | -2.1% | -2.9% | +131.0% | -0.2% |
| YoY Change | — | -2.1% | -2.9% | +131.0% | -0.2% |
Range50.9% – 117.6%
CAGR+119.4%
Avg YoY Growth+31.5%
Median YoY Growth-1.1%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's property insurance — 1st year?
- The Hartford Financial Services Group (HIG) reported property insurance — 1st year of 117.4% in Q4 2025.
- How has The Hartford Financial Services Group's property insurance — 1st year changed year-over-year?
- The Hartford Financial Services Group's property insurance — 1st year decreased by 0.2% year-over-year, from 117.6% to 117.4%.
- What does property insurance — 1st year mean?
- The loss and claim development performance for policies in their first year of coverage.