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Arch Capital Group ACGL Property catastrophe — Year One

Other product segments

Specialty
26.2%-5.4%
Property excluding property catastrophe
20.9%-11.4%
Casualty
2.9%+3.6%
Marine and aviation
1.8%+28.6%

Similar metrics at other companies

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SPNTProperty Catastrophe — Year 1
25.2%+14.8pp
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EGProperty Insurance — Year one
79.1%-0.1pp
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SPNTProperty Catastrophe — Year 2
40.8%-7.0pp
Greenlight Capital RE, Ltd. logo
GLREProperty — Year 1
48.1%-1.2pp
Kemper logo
KMPRHomeowners — Year 1
67.5%+0.5pp
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EGCasualty Insurance — Year one
15.1%

Other financials

Income statement

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Revenue$4.5B-3.3%
Net income$1.0B+82.4%
EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%
Total debt$2.4B0.0%
Total equity$24.2B+12.3%
Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%
CapEx$8.0M-11.1%
Free cash flow$1.2B-18.6%

Valuation

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Market cap$34.08B0.0%
Enterprise value$34.7B-0.2%
P/E-2.1×
P/S1.7×-0.1×

Profitability

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Net margin24.6%+3.9pp
FCF margin29.6%-6.3pp

Returns & leverage

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Return on equity21.3%+2.9pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's property catastrophe — year one?
Arch Capital Group (ACGL) reported property catastrophe — year one of -62.4% in Q4 2025.
How has Arch Capital Group's property catastrophe — year one changed year-over-year?
Arch Capital Group's property catastrophe — year one increased by 53.5% year-over-year, from -134.2% to -62.4%.
What does property catastrophe — year one mean?
This metric represents the loss development or claim activity specifically observed during the first year following the inception of an underwriting year. It is a key data point in actuarial triangles used to forecast ultimate losses. It helps determine how quickly claims are reported and paid in the immediate aftermath of a policy period.