Products & Services · 2nd Year
Workers' Compensation — 2nd Year
The Hartford Financial Services Group Workers' Compensation — 2nd Year increased by 1.1% to 18.6% in Q4 2025 compared to the prior quarter. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ4 2024
Last reportedQ4 2025
How to read this metric
Stable or declining development in the second year indicates that initial reserve estimates were accurate or conservative.
Detailed definition
Tracks the cumulative loss development and claim settlement activity for insurance policies in their second year of matu...
Peer comparison
Standard actuarial cohort analysis used across the insurance industry to track loss emergence patterns.
Metric ID:
hig_segment_workers_compensation_2nd_yearHistorical Data
2 periods
| Q4 '24 | Q4 '25 | |
|---|---|---|
| Value | 18.4% | 18.6% |
| QoQ Change | — | +1.1% |
| YoY Change | — | +1.1% |
Range18.4% – 18.6%
Avg YoY Growth+1.1%
Median YoY Growth+1.1%
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Frequently Asked Questions
- What is The Hartford Financial Services Group's workers' compensation — 2nd year?
- The Hartford Financial Services Group (HIG) reported workers' compensation — 2nd year of 18.6% in Q4 2025.
- What does workers' compensation — 2nd year mean?
- The financial performance and claim costs associated with insurance policies during their second year of coverage.