What does workers' compensation — 7th year mean?

Evaluates the loss development for insurance policies in their seventh year of maturity. This is used to monitor the final settlement phases of long-tail workers' compensation liabilities.

The Hartford Financial Services Group HIG Workers' Compensation — 7th Year

Other product segments

General Liability

9.6%+5.5%

Professional liability

8.1%-9.0%

Automobiles

5.9%+22.9%

Package Business

3.8%+15.2%

Marine

0.8%0.0%

Assumed Reinsurance

-0.5%+50.0%

Property Insurance

0.4%+300%

Surety Product Line

-0.3%+81.3%

Similar metrics at other companies

ORIWorkers' Compensation — Year 7

2%0.0pp

CNAWorkers' Compensation — Year 7

2.3%0.0pp

UFCSCommercial workers' compensation — Year 7

1.5%-0.1pp

PRA

PRAWorkers' Compensation Insurance — Historical claims duration, year 7 (percent)

0.3%0.0pp

SIGIWorkers Compensation — Short-duration insurance contracts, historical claims duration, year seven

2.3%-0.1pp

ORIWorkers' Compensation — Year 9

1.5%+0.5pp

Other financials

Income statement

See full

Revenue$7.2B+6.1%

Net income$856.0M+35.9%

EPS (diluted)$3.04+41.4%

Balance sheet

See full

Cash & equivalents$166.0M+20.3%

Total debt$4.4B+0.1%

Total equity$18.9B+12.1%

Total assets$86.3B+4.9%

Cash flow

See full

Operating cash flow$1.0B+6.1%

CapEx$31.0M-18.4%

Free cash flow$1.0B+7.1%

Valuation

See full

Market cap$36.7B+2.1%

Enterprise value$40.91B+1.9%

P/E9×-2.0×

P/S1.3×0.0×

Profitability

See full

Net margin14.1%+3.0pp

FCF margin20.2%-0.8pp

Returns & leverage

See full

Return on equity22.7%+4.2pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by The Hartford Financial Services Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The official record: The Hartford Financial Services Group’s 10-K, filed February 20, 2026, on SEC EDGAR. View the filing →

Ask your AI about The Hartford Financial Services Group's workers' compensation — 7th year.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is The Hartford Financial Services Group's workers' compensation — 7th year?: The Hartford Financial Services Group (HIG) reported workers' compensation — 7th year of 2.8% in Q4 2025.
What does workers' compensation — 7th year mean?: Evaluates the loss development for insurance policies in their seventh year of maturity. This is used to monitor the final settlement phases of long-tail workers' compensation liabilities.