The Hartford Financial Services Group HIG Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 14.1%+3.0pp | 13.5%+1.8pp | 12.7%+1.1pp | 11.8%+0.4pp | 11.1%+0.2pp | |
| Free cash flow margin | 20.2%-0.8pp | 20.3%-1.4pp | 21.1%+0.3pp | 20.8%-0.9pp | 21%+3.7pp | |
| Returns | ||||||
| Return on equity | 22.7%+4.2pp | 21.7%+2.1pp | 20.1%+0.3pp | 19.5%0.0pp | 18.5%+0.2pp | |
| Return on assets | 4.8%+1.1pp | 4.6%+0.7pp | 4.3%+0.4pp | 4%+0.2pp | 3.7%+0.2pp | |
| Efficiency | ||||||
| Asset turnover | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | 0.3×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.3×0.0× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | |
| Valuation | ||||||
| Market capitalization | $37.3B+5.6% | $38.43B+21.2% | $37.51B+8.8% | $35.96B+20.9% | $35.31B+15.2% | |
| Enterprise value | $41.51B+5.0% | $42.84B+18.9% | $41.73B+8.1% | $40.16B+18.3% | $39.54B+13.8% | |
| Price / earnings | 9.2×-2.6× | 10×-0.2× | 10.5×-0.8× | 11.1×+0.9× | 11.8×+0.6× | |
| Price / sales | 1.3×0.0× | 1.4×+0.2× | 1.3×0.0× | 1.3×+0.1× | 1.3×+0.1× | |
| Price / book | 2×-0.1× | 2×+0.1× | 2×0.0× | 2.1×+0.2× | 2.1×+0.1× | |
| EV / sales | 1.4×0.0× | 1.5×+0.2× | 1.5×0.0× | 1.5×+0.1× | 1.5×+0.1× | |
| Free cash flow yield | 15.6%-0.4pp | 15%-3.2pp | 15.7%0.0pp | 15.9%-2.7pp | 16%+1.9pp | |
| Earnings yield | 10.9%+2.4pp | 10%+0.2pp | 9.5%+0.7pp | 9%-0.8pp | 8.5%-0.4pp | |
| Dividend yield | 1.6%0.0pp | 1.5%-0.2pp | 1.6%0.0pp | 1.6%-0.2pp | 1.6%-0.1pp | |
| PEG ratio | 0.3×-1.0× | 0.4×0.0× | 0.6×+0.2× | 1×+0.7× | 1.2×+0.9× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do The Hartford Financial Services Group's ratios come from?
- Every ratio is computed from The Hartford Financial Services Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
