The Hartford Financial Services Group HIG Ratios & Valuation
| FY'25 | FY'24 | FY'23 | FY'22 | ||
|---|---|---|---|---|---|
| Profitability | |||||
| Net margin | 49.2%+3.5pp | 45.7%+8.9pp | 36.7%-1.1pp | 37.8%-0.9pp | |
| Free cash flow margin | 83.3%+1.7pp | 81.5%+17.3pp | 64.3%-3.7pp | 67.9%-7.3pp | |
| Returns | |||||
| Return on equity | 79.8%+2.7pp | 77.1%+15.6pp | 61.5%+9.0pp | 52.5%+4.7pp | |
| Return on assets | 16.6%+1.4pp | 15.2%+3.4pp | 11.8%+0.5pp | 11.4%0.0pp | |
| Efficiency | |||||
| Asset turnover | 1.3×0.0× | 1.3×0.0× | 1.3×+0.1× | 1.2×0.0× | |
| Leverage | |||||
| Debt-to-equity | 1×-0.1× | 1.1×-0.1× | 1.2×-0.1× | 1.3×+0.2× | |
| Debt-to-assets | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | 0.2×0.0× | |
| Valuation | |||||
| Market capitalization | $147.21B+16.3% | $126.55B+40.6% | $90.02B+0.6% | $89.47B-1.9% | |
| Enterprise value | $164.27B+14.6% | $143.32B+33.9% | $107.07B+0.3% | $106.73B-2.3% | |
| Price / earnings | 43.5×+0.4× | 43×+1.5× | 41.5×-1.5× | 43×-1.0× | |
| Price / sales | 5.3×+0.4× | 4.9×+1.1× | 3.8×-0.2× | 4×-0.2× | |
| Price / book | 8.2×+0.4× | 7.8×+1.6× | 6.3×-0.1× | 6.3×+1.2× | |
| EV / sales | 5.9×+0.4× | 5.6×+1.1× | 4.5×-0.3× | 4.8×-0.3× | |
| Free cash flow yield | 62.6%-4.0pp | 66.6%-1.2pp | 67.9%-0.4pp | 68.3%-3.2pp | |
| Earnings yield | 37%-0.3pp | 37.3%-1.6pp | 38.9%+1.0pp | 37.9%+1.0pp | |
| Dividend yield | 6.3%-0.6pp | 6.9%-2.3pp | 9.2%+0.2pp | 9%+0.7pp | |
| PEG ratio | 3.2×+1.9× | 1.3×— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do The Hartford Financial Services Group's ratios come from?
- Every ratio is computed from The Hartford Financial Services Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
