Horace Mann Educators HMN Automobile Liability — Year One
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Where this comes from
Reported directly by Horace Mann Educators in its filing.
Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearOne.
The official record: Horace Mann Educators’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Horace Mann Educators's automobile liability — year one?
- Horace Mann Educators (HMN) reported automobile liability — year one of 37.1% in Q4 2025.
- How has Horace Mann Educators's automobile liability — year one changed year-over-year?
- Horace Mann Educators's automobile liability — year one decreased by 0.3% year-over-year, from 37.2% to 37.1%.
- What does automobile liability — year one mean?
- Represents the incurred losses and loss adjustment expenses for automobile liability claims during the first year of the policy development period. This metric is critical for assessing the initial loss emergence patterns and the accuracy of early-stage actuarial reserves for the auto insurance segment.