What is Horace Mann Educators's experience life — issuances?

Horace Mann Educators (HMN) reported experience life — issuances of $0 in Q2 2026.

What does experience life — issuances mean?

This metric tracks the volume of new life insurance policies issued or the face amount of coverage underwritten during a specific period. It reflects the company's success in market penetration and sales growth within the target demographic. High issuance levels indicate strong demand and effective distribution channels for life insurance products.

Horace Mann Educators (HMN) Experience life — Issuances

Screener

Other product segments

Term Life

$5.6M-5.1%

Limited-Pay Whole Life

$500K0.0%

SPIA (life contingent)

$0-100%

Similar metrics at other companies

LNCTraditional Life — Issuances

$72M+12.5%

UNMOther Insurance Product Line — Issuances

$19.3M-13.8%

FNFPRT — Issuances

$0—

KKROther — Issuances

$130.92M+14.4%

FGPRT — Issuances

$0—

JXNPayout Annuity — Issuances

$30M-36.2%

Other financials

Income statement

See full

Revenue$443.5M+7.7%

Net income$41.6M+41.5%

EPS (diluted)$1.01+42.3%

Balance sheet

See full

Cash & equivalents$46.2M+13.0%

Total debt$594.2M+8.5%

Total equity$1.5B+10.5%

Total assets$15.6B+5.9%

Cash flow

See full

Operating cash flow$223.7M+70.4%

Valuation

See full

Market cap$2.19B+26.6%

Enterprise value$2.73B+22.4%

P/E12.3×0.0×

P/S1.3×+0.2×

Profitability

See full

Net margin10.2%+1.7pp

Returns & leverage

See full

Return on equity12.4%+1.5pp

Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitIssuance.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed: Aug 7, 2026, 12:31 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0000850141-26-000033

($ in millions)	Whole Life	Term Life	Experience Life(1)	Limited-Pay Whole Life	Supplemental Health(2)	SPIA (life contingent)
Changes in cash flow assumptions	—	—	—	—	—	—
Actual variances from expected experience	(0.5)	—	(1.2)	0.1	1.3	(0.1)
Adjusted balance at April 1, 2026	615.3	432.5	755.9	118.6	465.2	101.6
Issuances	2.8	5.6	—	0.5	4.7	—
Interest accruals	5.4	4.5	11.1	1.1	3.5	1.0
Benefit payments(6)	(7.0)	(5.2)	(16.1)	(0.9)	(9.1)	(2.9)
June 30, 2026 balance at original discount rate	616.5	437.4	750.9	119.3	464.3	99.7
Effect of changes in discount rate assumptions	(114.8)	(44.4)	30.0	(29.5)	(86.7)	(8.2)

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's experience life — issuances?: Horace Mann Educators (HMN) reported experience life — issuances of $0 in Q2 2026.
What does experience life — issuances mean?: This metric tracks the volume of new life insurance policies issued or the face amount of coverage underwritten during a specific period. It reflects the company's success in market penetration and sales growth within the target demographic. High issuance levels indicate strong demand and effective distribution channels for life insurance products.