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Unum UNM Other Insurance Product Line — Issuances

Other product segments

Voluntary Benefits
$45.9M+8.0%
Long-term Care
$0

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitIssuance.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemGroup DisabilityGroup Life and AD&DVoluntary BenefitsIndividual DisabilityTotal Unum US
Effect of changes in cash flow assumptions
Effect of actual variances from expected experience(29.4)(27.3)(38.2)(11.3)(106.2)
Adjusted beginning of year balance4,627.5780.22,712.93,139.111,259.7
Issuances1710.1260.9349.486.71,407.1
Interest accretion72.18.557.972.7211.2
Benefit payments(792.5)(266.8)(165.3)(147.4)(1,372.0)
Ending balance at original discount rate4,617.2782.82,954.93,151.111,506.0
Effect of change in discount rate assumptions(114.8)(10.8)(238.3)(52.5)(416.4)

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's other insurance product line — issuances?
Unum (UNM) reported other insurance product line — issuances of $19.3M in Q2 2026.
How has Unum's other insurance product line — issuances changed year-over-year?
Unum's other insurance product line — issuances decreased by 13.8% year-over-year, from $22.4M to $19.3M.
What is the long-term trend for Unum's other insurance product line — issuances?
Over 4 years (2021 to 2025), Unum's other insurance product line — issuances has grown at a -20.1% compound annual growth rate (CAGR), from $197.3M to $80.4M.
What does other insurance product line — issuances mean?
Represents the initial liability recognized for new insurance policies issued during the reporting period within the specified product segment. This reflects the actuarial present value of future benefits expected to be paid for new business written. It serves as a key indicator of new business growth and underwriting activity.

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