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Unum UNM Long-term Care — Issuances

Other product segments

Voluntary Benefits
$45.9M+8.0%
Other Insurance Product Line
$19.3M-13.8%

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitIssuance.

The source filing: Unum’s 10-Q, filed July 29, 2026.

Filed
Jul 29, 2026, 4:25 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000005513-26-000075
Line itemGroup DisabilityGroup Life and AD&DVoluntary BenefitsIndividual DisabilityTotal Unum US
Effect of changes in cash flow assumptions
Effect of actual variances from expected experience(29.4)(27.3)(38.2)(11.3)(106.2)
Adjusted beginning of year balance4,627.5780.22,712.93,139.111,259.7
Issuances1710.1260.9349.486.71,407.1
Interest accretion72.18.557.972.7211.2
Benefit payments(792.5)(266.8)(165.3)(147.4)(1,372.0)
Ending balance at original discount rate4,617.2782.82,954.93,151.111,506.0
Effect of change in discount rate assumptions(114.8)(10.8)(238.3)(52.5)(416.4)

Item 1. Financial Statements (Unaudited):

FAQ

What is Unum's long-term care — issuances?
Unum (UNM) reported long-term care — issuances of $0 in Q2 2026.
What does long-term care — issuances mean?
This metric tracks the volume of new long-term care insurance policies or coverage amounts issued during a specific reporting period. It reflects the company's ability to attract new policyholders and expand its footprint in the long-term care market. Monitoring this helps evaluate the growth trajectory of the segment's insurance portfolio.

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