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Horace Mann Educators HMN Term Life Insurance — Issuances

Other product segments

Limited Pay Whole Life Insurance
$500K0.0%
Life Contingent SPIA Retirement Insurance
$200K-66.7%
Experience Life Insurance
$0

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Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.04B+18.8%
Enterprise value$2.61B+17.0%
P/E12.4×-2.6×
P/S1.2×+0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForFuturePolicyBenefitExpectedFuturePolicyBenefitIssuance.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's term life insurance — issuances?
Horace Mann Educators (HMN) reported term life insurance — issuances of $4.8M in Q1 2026.
How has Horace Mann Educators's term life insurance — issuances changed year-over-year?
Horace Mann Educators's term life insurance — issuances decreased by 18.6% year-over-year, from $5.9M to $4.8M.
What is the long-term trend for Horace Mann Educators's term life insurance — issuances?
Over 3 years (2021 to 2025), Horace Mann Educators's term life insurance — issuances has grown at a -7.2% compound annual growth rate (CAGR), from $29.8M to $23.8M.
What does term life insurance — issuances mean?
This metric quantifies the volume of new term life insurance policies issued or the face amount of coverage underwritten during a specific period. It acts as a primary growth indicator for the life insurance segment, reflecting the company's success in acquiring new policyholders. Tracking issuance trends helps evaluate the competitive positioning and sales effectiveness within the target market.