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Horace Mann Educators HMN Indexed Universal Life — Capitalizations

Other product segments

Term Life
$1.1M-8.3%
Limited-Pay Whole Life
$100K0.0%
Experience life
$0

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FGUniversal life — Deferred Policy Acquisition Cost, Capitalization
$77M+11.6%
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FNFUniversal Life — Capitalization
$44.5M+17.9%
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CINFUniversal life — Capitalized deferred policy acquisition costs
$0-100%
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AMPVariable Universal Life Insurance — Capitalization of acquisition costs
$15M0.0%

Other financials

Income statement

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Revenue$429.3M+3.1%
Net income$41.2M+7.9%
EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%
Total debt$593.8M+8.5%
Total equity$1.5B+9.5%
Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%
Enterprise value$2.62B+1.6%
P/E12.4×-5.7×
P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostsAdditions.

The official record: Horace Mann Educators’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Horace Mann Educators's indexed universal life — capitalizations?
Horace Mann Educators (HMN) reported indexed universal life — capitalizations of $1.4M in Q1 2026.
How has Horace Mann Educators's indexed universal life — capitalizations changed year-over-year?
Horace Mann Educators's indexed universal life — capitalizations increased by 75.0% year-over-year, from $800K to $1.4M.
What is the long-term trend for Horace Mann Educators's indexed universal life — capitalizations?
Over 4 years (2021 to 2025), Horace Mann Educators's indexed universal life — capitalizations has grown at a 28.9% compound annual growth rate (CAGR), from $1.7M to $4.7M.
What does indexed universal life — capitalizations mean?
This metric tracks the total amount of acquisition-related expenses that are deferred and capitalized during a specific period for the Indexed Universal Life product line. By capitalizing these costs rather than expensing them immediately, the company aligns the recognition of acquisition costs with the related revenue generated over the policy term. This reflects the scale of new business production and the associated upfront investment required to secure those contracts.