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Horace Mann Educators HMN Specialty Health — Cumulative Number of Reported Claims

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Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.11B+17.8%
Enterprise value$2.66B+15.7%
P/E11.9×-0.9×
P/S1.2×+0.1×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsNumberOfReportedClaims.

The source filing: Horace Mann Educators’s 10-K, filed February 27, 2026.

Filed
Feb 27, 2026, 1:09 PM EST
Fiscal year
FY2025
Accession
0000850141-26-000007
($ in millions) / Specialty Health / Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance / Years Ended December 31, / Accident / Year($ in millions) / Specialty Health / Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance / Years Ended December 31, / Unaudited / 2016($ in millions) / Specialty Health / Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance / Years Ended December 31, / Unaudited / 2017($ in millions) / Specialty Health / Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance / Years Ended December 31, / Unaudited / 2018($ in millions) / Specialty Health / Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance / Years Ended December 31, / Unaudited / 2019($ in millions) / Specialty Health / Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance / Years Ended December 31, / Unaudited / 2020($ in millions) / Specialty Health / Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance / Years Ended December 31, / Unaudited / 2021($ in millions) / Specialty Health / Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance / Years Ended December 31, / Unaudited / 2022($ in millions) / Specialty Health / Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance / Years Ended December 31, / Unaudited / 2023($ in millions) / Specialty Health / Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance / Years Ended December 31, / Unaudited / 2024($ in millions) / Specialty Health / Incurred Claims and Allocated Claim Adjustment Expense, Net of Reinsurance / Years Ended December 31, 2025As of December 31, 2025 / Total of Incurred-But-Not-Reported Liabilities Plus Expected Developmenton Reported ClaimsAs of December 31, 2025 / Cumulative Number of Reported Claims
201910.69.59.69.59.59.59.572,761
20206.85.85.75.75.75.743,619
202122.817.716.115.315.273,159
202222.618.017.717.4121,940
202316.014.113.20.199,583
202411.38.50.551,080
20258.85.537,569
Total$111.6

ITEM 8. I Financial Statements and Supplementary Data

FAQ

What is Horace Mann Educators's specialty health — cumulative number of reported claims?
Horace Mann Educators (HMN) reported specialty health — cumulative number of reported claims of 12,194,000% in Q4 2025.
What does specialty health — cumulative number of reported claims mean?
This metric tracks the total volume of claims reported by policyholders within the Specialty Health segment since the inception of the relevant coverage period. It provides insight into the frequency of claim activity and the overall scale of the segment's insurance operations.

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