What is Horace Mann Educators's specialty health — year four?

Horace Mann Educators (HMN) reported specialty health — year four of 1.4% in Q4 2025.

What does specialty health — year four mean?

Represents the total number of active members enrolled in specialty health insurance products during the fourth year of the reporting period. Tracking this figure allows investors to assess the maturity and stability of the specialty health business segment.

Horace Mann Educators HMN Specialty Health — Year Four

Similar metrics at other companies

ACGLSpecialty — Year Four

6.7%+0.3pp

SPNTOther Specialties — Year 4

6.1%+0.9pp

ACGLSpecialty — Year Five

5.4%+0.2pp

KMPRSpecialty Personal Automobile Insurance—Liability — Year 4

94.3%-0.8pp

ACGLSpecialty — Year Six

3.8%-0.2pp

SPNTOther Specialties — Year 5

3.4%+1.7pp

Other financials

Income statement

See full

Revenue$429.3M+3.1%

Net income$41.2M+7.9%

EPS (diluted)$1.00+8.7%

Balance sheet

See full

Cash & equivalents$20.9M-31.0%

Total debt$593.8M+8.5%

Total equity$1.5B+9.5%

Total assets$15.0B+4.0%

Cash flow

See full

Operating cash flow$61.3M-56.5%

Valuation

See full

Market cap$2.04B-1.1%

Enterprise value$2.61B+1.6%

P/E12.4×-5.7×

P/S1.2×-0.1×

Profitability

See full

Net margin9.6%+2.6pp

Returns & leverage

See full

Return on equity11.7%+2.8pp

Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearFour.

The official record: Horace Mann Educators’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

Ask your AI about Horace Mann Educators's specialty health — year four.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Horace Mann Educators's specialty health — year four?: Horace Mann Educators (HMN) reported specialty health — year four of 1.4% in Q4 2025.
What does specialty health — year four mean?: Represents the total number of active members enrolled in specialty health insurance products during the fourth year of the reporting period. Tracking this figure allows investors to assess the maturity and stability of the specialty health business segment.