What is Horace Mann Educators's specialty health — year seven?

Horace Mann Educators (HMN) reported specialty health — year seven of 0% in Q4 2025.

What does specialty health — year seven mean?

Represents the total number of active members enrolled in specialty health insurance products during the seventh year of the reporting period. This data point helps in evaluating the long-term durability of the specialty health customer base.

Horace Mann Educators HMN Specialty Health — Year Seven

Similar metrics at other companies

ACGLSpecialty — Year Seven

1.2%-0.4pp

ACGLMulti-line and other specialty — Year Seven

2.1%+0.4pp

SPNTOther Specialties — Year 7

1.2%+0.5pp

ACGLSpecialty — Year Six

3.8%-0.2pp

ACGLSpecialty — Year Nine

0%—

ACGLSpecialty — Year Eight

0.5%-0.2pp

Other financials

Income statement

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Revenue$429.3M+3.1%

Net income$41.2M+7.9%

EPS (diluted)$1.00+8.7%

Balance sheet

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Cash & equivalents$20.9M-31.0%

Total debt$593.8M+8.5%

Total equity$1.5B+9.5%

Total assets$15.0B+4.0%

Cash flow

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Operating cash flow$61.3M-56.5%

Valuation

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Market cap$2.05B-1.1%

Enterprise value$2.62B+1.6%

P/E12.4×-5.7×

P/S1.2×-0.1×

Profitability

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Net margin9.6%+2.6pp

Returns & leverage

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Return on equity11.7%+2.8pp

Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The official record: Horace Mann Educators’s 10-K, filed February 27, 2026, on SEC EDGAR. View the filing →

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What is Horace Mann Educators's specialty health — year seven?: Horace Mann Educators (HMN) reported specialty health — year seven of 0% in Q4 2025.
What does specialty health — year seven mean?: Represents the total number of active members enrolled in specialty health insurance products during the seventh year of the reporting period. This data point helps in evaluating the long-term durability of the specialty health customer base.