What is Arch Capital Group's specialty — year seven?

Arch Capital Group (ACGL) reported specialty — year seven of 1.2% in Q4 2025.

How has Arch Capital Group's specialty — year seven changed year-over-year?

Arch Capital Group's specialty — year seven decreased by 25.0% year-over-year, from 1.6% to 1.2%.

What does specialty — year seven mean?

Represents the net premiums earned or underwriting revenue generated by the specialty insurance segment during the seventh year of a defined multi-year performance cycle. This metric provides insight into the revenue stability of mature specialty insurance portfolios that have persisted beyond the initial underwriting years.

Arch Capital Group ACGL Specialty — Year Seven

Other product segments

Casualty

7.6%+1.3%

Property catastrophe

-4.8%+60.3%

Marine and aviation

2%-13.0%

Property excluding property catastrophe

1.2%+50.0%

Similar metrics at other companies

GLRESpecialty — Year 7

7.4%+2.0pp

HMNSpecialty Health — Year Seven

0%—

GLRESpecialty — Year 8

4.8%+0.6pp

SPNTOther Specialties — Year 7

1.2%+0.5pp

GLRESpecialty — Year 6

12%+2.4pp

GLRESpecialty — Year 9

3.4%—

Other financials

Income statement

See full

Revenue$4.5B-3.3%

Net income$1.0B+82.4%

EPS (diluted)$2.88+94.6%

Balance sheet

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Cash & equivalents$1.8B-10.3%

Total debt$2.4B0.0%

Total equity$24.2B+12.3%

Total assets$81.4B+8.3%

Cash flow

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Operating cash flow$1.2B-18.5%

CapEx$8.0M-11.1%

Free cash flow$1.2B-18.6%

Valuation

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Market cap$34.08B0.0%

Enterprise value$34.7B-0.2%

P/E7×-2.1×

P/S1.7×-0.1×

Profitability

See full

Net margin24.6%+3.9pp

FCF margin29.6%-6.3pp

Returns & leverage

See full

Return on equity21.3%+2.9pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Arch Capital Group's specialty — year seven?: Arch Capital Group (ACGL) reported specialty — year seven of 1.2% in Q4 2025.
How has Arch Capital Group's specialty — year seven changed year-over-year?: Arch Capital Group's specialty — year seven decreased by 25.0% year-over-year, from 1.6% to 1.2%.
What does specialty — year seven mean?: Represents the net premiums earned or underwriting revenue generated by the specialty insurance segment during the seventh year of a defined multi-year performance cycle. This metric provides insight into the revenue stability of mature specialty insurance portfolios that have persisted beyond the initial underwriting years.