What is Arch Capital Group's property catastrophe — year seven?

Arch Capital Group (ACGL) reported property catastrophe — year seven of -4.8% in Q4 2025.

How has Arch Capital Group's property catastrophe — year seven changed year-over-year?

Arch Capital Group's property catastrophe — year seven increased by 60.3% year-over-year, from -12.1% to -4.8%.

What does property catastrophe — year seven mean?

Represents the net loss development or reserve adjustment for property catastrophe reinsurance contracts seven years after the initial underwriting year. It is used to evaluate the finality of claims settlement and the adequacy of historical reserve buffers.

Arch Capital Group ACGL Property catastrophe — Year Seven

Other product segments

Casualty

7.6%+1.3%

Marine and aviation

2%-13.0%

Property excluding property catastrophe

1.2%+50.0%

Specialty

1.2%-25.0%

Similar metrics at other companies

SPNTProperty Catastrophe — Year 7

1.7%-1.4pp

EGProperty Insurance — Year seven

2.9%+0.2pp

AFGProperty and casualty insurance — Year 7

4.9%-2.0pp

HIGProperty Insurance — 7th Year

0.4%+0.3pp

EGCasualty Insurance — Year seven

16%—

RLIProperty Insurance — Short Duration Insurance Contracts Historical Claim Duration Year Seven

0.4%0.0pp

Other financials

Income statement

See full

Revenue$4.5B-3.3%

Net income$1.0B+82.4%

EPS (diluted)$2.88+94.6%

Balance sheet

See full

Cash & equivalents$1.8B-10.3%

Total debt$2.4B0.0%

Total equity$24.2B+12.3%

Total assets$81.4B+8.3%

Cash flow

See full

Operating cash flow$1.2B-18.5%

CapEx$8.0M-11.1%

Free cash flow$1.2B-18.6%

Valuation

See full

Market cap$34.08B0.0%

Enterprise value$34.7B-0.2%

P/E7×-2.1×

P/S1.7×-0.1×

Profitability

See full

Net margin24.6%+3.9pp

FCF margin29.6%-6.3pp

Returns & leverage

See full

Return on equity21.3%+2.9pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Arch Capital Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearSeven.

The official record: Arch Capital Group’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

Ask your AI about Arch Capital Group's property catastrophe — year seven.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI

Claude

Questions, answered.

What is Arch Capital Group's property catastrophe — year seven?: Arch Capital Group (ACGL) reported property catastrophe — year seven of -4.8% in Q4 2025.
How has Arch Capital Group's property catastrophe — year seven changed year-over-year?: Arch Capital Group's property catastrophe — year seven increased by 60.3% year-over-year, from -12.1% to -4.8%.
What does property catastrophe — year seven mean?: Represents the net loss development or reserve adjustment for property catastrophe reinsurance contracts seven years after the initial underwriting year. It is used to evaluate the finality of claims settlement and the adequacy of historical reserve buffers.