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Horace Mann Educators HMN Whole Life — Deferred policy acquisition cost amortization

Other product segments

Term Life
$800K+14.3%
Experience life
$100K0.0%
Limited-Pay Whole Life
$100K0.0%

Similar metrics at other companies

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CINFWhole Life Insurance — Deferred Policy Acquisition Costs, Amortization Expense
$1M0.0%
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BHFTerm and Whole Life Insurance — Deferred Policy Acquisition Costs, Amortization Expense
$11M0.0%
Security National Financial Corporation logo
SNFCATraditional Life — Deferred Policy Acquisition Cost Amortization Expense
$2.5M+1.5%
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SNFCAUniversal Life — Deferred Policy Acquisition Cost Amortization Expense
$66.02K-27.8%
Principal Financial Group logo
PFGUniversal Life — Deferred Policy Acquisition Cost Amortization Expense
$23.6M-0.4%
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PFGParticipating Life Insurance Policy — Deferred Policy Acquisition Cost Amortization Expense
$1.9M-5.0%

Other financials

Income statement

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Revenue$443.5M+7.7%
Net income$41.6M+41.5%
EPS (diluted)$1.01+42.3%

Balance sheet

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Cash & equivalents$46.2M+13.0%
Total debt$594.2M+8.5%
Total equity$1.5B+10.5%
Total assets$15.6B+5.9%

Cash flow

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Operating cash flow$223.7M+70.4%

Valuation

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Market cap$2.19B+26.6%
Enterprise value$2.73B+22.4%
P/E12.3×0.0×
P/S1.3×+0.2×

Profitability

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Net margin10.2%+1.7pp

Returns & leverage

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Return on equity12.4%+1.5pp
Debt / equity0.4×0.0×

Where this comes from

Reported directly by Horace Mann Educators in its filing.

Tagged under the XBRL concept us-gaap:DeferredPolicyAcquisitionCostAmortizationExpense.

The source filing: Horace Mann Educators’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:31 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000850141-26-000033
($ in millions)Three Months Ended June 30, 2026 / Whole LifeThree Months Ended June 30, 2026 / Term LifeThree Months Ended June 30, 2026 / Experience LifeThree Months Ended June 30, 2026 / Limited-Pay Whole LifeThree Months Ended June 30, 2026 / Indexed Universal LifeThree Months Ended June 30, 2026 / Supplemental HealthThree Months Ended June 30, 2026 / Total Annuities
Balance, beginning of period$25.1$35.9$5.1$8.3$23.9$14.6$206.4
Capitalizations0.70.90.21.31.43.4
Amortization expense(0.3)(0.8)(0.1)(0.1)(0.3)(0.4)(4.1)
Experience adjustment(0.1)(0.4)
Balance, end of period$25.5$35.9$5.0$8.4$24.9$15.6$205.3
($ in millions)Three Months Ended June 30, 2025
Whole LifeTerm LifeExperience LifeLimited-Pay Whole LifeIndexed Universal LifeSupplemental HealthTotal Annuities
Balance, beginning of period$24.1$34.5$5.4$8.0$19.8$11.2$210.4

Item 1. Consolidated Financial Statements

FAQ

What is Horace Mann Educators's whole life — deferred policy acquisition cost amortization?
Horace Mann Educators (HMN) reported whole life — deferred policy acquisition cost amortization of $300K in Q2 2026.
How has Horace Mann Educators's whole life — deferred policy acquisition cost amortization changed year-over-year?
Horace Mann Educators's whole life — deferred policy acquisition cost amortization decreased by 0.0% year-over-year, from $300K to $300K.
What is the long-term trend for Horace Mann Educators's whole life — deferred policy acquisition cost amortization?
Over 4 years (2021 to 2025), Horace Mann Educators's whole life — deferred policy acquisition cost amortization has grown at a 0.0% compound annual growth rate (CAGR), from $1.1M to $1.1M.
What does whole life — deferred policy acquisition cost amortization mean?
The periodic expense recognized as capitalized acquisition costs are systematically charged to the income statement over the life of the insurance contracts. It reflects the matching of acquisition expenses with the revenue earned from the underlying policies.

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