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Home BancShares HOMB Business Segments — Electronic banking expense

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Other financials

Income statement

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Revenue$295.1M+8.9%
Net income$119.3M+0.8%
EPS (diluted)$0.59-1.7%

Balance sheet

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Cash & equivalents$1.1B-4.4%
Total debt$32.8M-26.5%
Total equity$4.5B+11.3%
Total assets$24.7B+7.9%

Cash flow

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Operating cash flow$97.4M+24.3%
CapEx$3.3M-58.6%
Free cash flow$94.1M+33.7%

Valuation

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Market cap$6.18B+13.2%
Enterprise value$5.16B+17.2%
P/E12.9×+0.3×
P/S5.5×+0.3×

Profitability

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Net margin42.7%+1.3pp
FCF margin38.3%+4.2pp

Returns & leverage

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Return on equity11.1%+0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Home BancShares in its filing.

Tagged under the XBRL concept homb:ElectronicBankingExpense.

The source filing: Home BancShares’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 12:12 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001331520-26-000112
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Other operating expenses:
Advertising2,2142,0544,4413,982
Amortization of intangibles2,8892,0254,8274,072
Electronic banking expense3,2233,1726,5496,227
Directors’ fees416431934883
Due from bank service charges344283677564
FDIC and state assessment3,0451,6364,6445,023
Insurance1,0901,0492,1642,048

Item 1: Financial Statements

FAQ

What is Home BancShares's business segments — electronic banking expense?
Home BancShares (HOMB) reported business segments — electronic banking expense of $3.22M in Q2 2026.
How has Home BancShares's business segments — electronic banking expense changed year-over-year?
Home BancShares's business segments — electronic banking expense increased by 1.6% year-over-year, from $3.17M to $3.22M.
What is the long-term trend for Home BancShares's business segments — electronic banking expense?
Over 3 years (2022 to 2025), Home BancShares's business segments — electronic banking expense has grown at a -1.9% compound annual growth rate (CAGR), from $13.63M to $12.87M.
What does business segments — electronic banking expense mean?
Captures the costs associated with maintaining and operating digital banking platforms, including online and mobile banking infrastructure. As customers increasingly shift toward digital channels, this metric serves as a key indicator of the bank's investment in technology and its ability to support modern financial services.

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