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OFG Bancorp OFG Banking — Electronic Banking Charges

Other segment segments

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$0
Wealth Management
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Other financials

Income statement

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Revenue$186.0M+4.1%
Net income$53.9M+18.4%
EPS (diluted)$1.26+26.0%

Balance sheet

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Cash & equivalents$636.5M-10.4%
Total debt$22.1M+6.2%
Total equity$1.4B+5.5%
Total assets$12.0B+2.7%

Cash flow

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Operating cash flow$73.1M-12.0%
CapEx$4.4M+0.1%
Free cash flow$68.8M-12.6%

Valuation

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Market cap$2.05B-5.5%

Profitability

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Net margin28.9%+1.8pp
FCF margin25.6%-10.0pp

Returns & leverage

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Return on equity16%+0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept ofg:ElectronicBankingCharges.

The official record: OFG Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is OFG Bancorp's banking — electronic banking charges?
OFG Bancorp (OFG) reported banking — electronic banking charges of $8.6M in Q1 2026.
How has OFG Bancorp's banking — electronic banking charges changed year-over-year?
OFG Bancorp's banking — electronic banking charges decreased by 11.0% year-over-year, from $9.67M to $8.6M.
What is the long-term trend for OFG Bancorp's banking — electronic banking charges?
Over 3 years (2022 to 2025), OFG Bancorp's banking — electronic banking charges has grown at a 6.0% compound annual growth rate (CAGR), from $39.55M to $47.08M.
What does banking — electronic banking charges mean?
The costs incurred by the banking segment to provide and maintain digital banking platforms, including online and mobile banking infrastructure. This reflects the investment in technology necessary to support modern customer service delivery and digital transformation.