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United Community Banks UCB Outside services - electronic banking

Outside services - electronic banking at other companies

Fulton Financial logo
Fulton FinancialFULT
$12.75M+7.7%
HOM
Home BancSharesHOMB
$3.33M+8.9%
First Citizens BancShares logo
First Citizens BancSharesFCNCA
$93M+47.6%
Popular logo
PopularBPOP
$39.09M+3.5%
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Axos FinancialAX
$23.11M+6.1%
UBS
United BanksharesUBSI
$7M-17.2%

Other financials

Income statement

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Revenue$276.5M+11.6%
Net income$84.3M+18.0%
EPS (diluted)$0.69+19.0%

Balance sheet

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Cash & equivalents$493.1M-22.5%
Total debt$120.5M-52.6%
Total equity$3.7B+4.4%
Total assets$28.2B+1.1%

Cash flow

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Operating cash flow$69.3M-29.8%
CapEx$6.9M+60.5%
Free cash flow$62.4M-33.9%

Valuation

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Market cap$4.08B+12.1%

Profitability

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Net margin31.2%+4.0pp
FCF margin29.7%-4.0pp

Returns & leverage

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Return on equity9.5%+1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by United Community Banks in its filing.

Tagged under the XBRL concept ucbi:NoninterestExpenseOutsideServicesElectronicBanking.

The official record: United Community Banks’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Community Banks's outside services - electronic banking?
United Community Banks (UCB) reported outside services - electronic banking of $3.56M in Q1 2026.
How has United Community Banks's outside services - electronic banking changed year-over-year?
United Community Banks's outside services - electronic banking increased by 28.8% year-over-year, from $2.76M to $3.56M.
What is the long-term trend for United Community Banks's outside services - electronic banking?
Over 4 years (2021 to 2025), United Community Banks's outside services - electronic banking has grown at a 9.1% compound annual growth rate (CAGR), from $9.48M to $13.44M.
What does outside services - electronic banking mean?
This represents the costs incurred for third-party electronic banking services, including digital payment processing, online banking platforms, and mobile application support. As banks increasingly rely on digital channels to serve customers, this metric tracks the investment in outsourced technological infrastructure. It is a critical component for evaluating the bank's digital transformation and operational outsourcing strategy.