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Origin Bancorp OBK Electronic banking

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Other financials

Income statement

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Revenue$107.6M+28.8%
Net income$33.8M+131%
EPS (diluted)$1.09+132%

Balance sheet

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Cash & equivalents$546.5M+63.6%
Total debt$57.6M-0.6%
Total equity$1.3B+6.2%
Total assets$10.3B+6.2%

Cash flow

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Operating cash flow$40.0M+93.9%
CapEx$9.2M+795%
Free cash flow$30.8M+57.3%

Valuation

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Market cap$1.67B+49.2%
P/E16.7×+0.7×
P/S3.9×+0.7×

Profitability

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Net margin23.5%+3.3pp
FCF margin41.3%+9.2pp

Returns & leverage

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Return on equity8%+1.9pp
Debt / equity0.0×

Where this comes from

Reported directly by Origin Bancorp in its filing.

Tagged under the XBRL concept obnk:ElectronicBankingExpense.

The source filing: Origin Bancorp’s 10-Q, filed August 5, 2026.

Filed
Aug 5, 2026, 2:41 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001516912-26-000046
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Office and operations3,1743,3376,1116,309
Professional services1,8091,2854,4582,535
Intangible asset amortization1,4841,7682,9693,529
Electronic banking9351,3592,3772,713
Advertising and marketing1,6501,1583,0102,291
Regulatory assessments1,3641,3452,6992,737
Loan-related expense1,0456691,9401,268
Other expense1,6382,1633,9014,538

Item 1. Financial Statements (Unaudited):

FAQ

What is Origin Bancorp's electronic banking?
Origin Bancorp (OBK) reported electronic banking of $935K in Q2 2026.
How has Origin Bancorp's electronic banking changed year-over-year?
Origin Bancorp's electronic banking decreased by 31.2% year-over-year, from $1.36M to $935K.
What is the long-term trend for Origin Bancorp's electronic banking?
Over 4 years (2021 to 2025), Origin Bancorp's electronic banking has grown at a 12.6% compound annual growth rate (CAGR), from $3.56M to $5.73M.
What does electronic banking mean?
Includes costs directly attributable to the provision and maintenance of electronic delivery channels, such as online banking platforms, mobile applications, and ATM networks. This metric reflects the investment required to facilitate digital transactions and remote customer service. It is a vital indicator of the bank's investment in customer-facing digital infrastructure.

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