What is OFG Bancorp's treasury — electronic banking charges?

OFG Bancorp (OFG) reported treasury — electronic banking charges of $0 in Q2 2026.

What does treasury — electronic banking charges mean?

Fees incurred by the Treasury segment related to the use of electronic payment systems, digital transaction processing, and automated banking infrastructure. This metric captures the costs associated with the digital transformation and technological reliance of the segment's operations. It serves as a proxy for the segment's investment in and utilization of modern banking technology.

OFG Bancorp (OFG) Treasury — Electronic Banking Charges

Screener

Other segment segments

Banking

$12.23M-0.4%

Wealth Management

$0—

Similar metrics at other companies

KRNYElectronic banking fees and charges

$389K-0.5%

OBKElectronic banking

$935K-31.2%

HOM

HOMBBanking Segment — Electronic banking expense

$3.22M+1.6%

PEBOElectronic banking expense

$2.23M+10.3%

OBKElectronic Banking Expense

$935K-31.2%

UCBOutside services - electronic banking

$3.56M-0.4%

Other financials

Income statement

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Revenue$190.3M+4.4%

Net income$58.8M+13.5%

EPS (diluted)$1.39+20.9%

Balance sheet

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Cash & equivalents$745.7M-12.5%

Total debt$21.4M+10.4%

Total equity$1.4B+5.5%

Total assets$12.2B-0.6%

Cash flow

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Operating cash flow$53.2M+48.0%

CapEx$8.1M+96.0%

Free cash flow$45.1M+41.8%

Valuation

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Market cap$2.24B+18.5%

Enterprise value$1.51B+43.4%

P/E10.1×+0.5×

P/S3×+0.4×

Profitability

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Net margin29.5%+2.4pp

FCF margin27.1%-0.2pp

Returns & leverage

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Return on equity16.1%+0.9pp

Debt / equity0×0.0×

Where this comes from

Reported directly by OFG Bancorp in its filing.

Tagged under the XBRL concept ofg:ElectronicBankingCharges.

The source filing: OFG Bancorp’s 10-Q, filed August 6, 2026.

Filed: Aug 6, 2026, 12:28 PM EDT
Fiscal quarter: Q2 FY2026
Calendar quarter: Q2 2026
Accession: 0001030469-26-000038

Line item	Banking	Wealth Management	Treasury	Total Major Segments	Eliminations	Consolidated Total
Compensation and employee benefits	(38,318)	(2,554)	(304)	(41,176)	—	(41,176)
Occupancy, equipment and infrastructure costs	(9,261)	(135)	(20)	(9,416)	—	(9,416)
Depreciation and amortization of premises and equipment	(4,844)	(9)	(4)	(4,857)	—	(4,857)
Electronic banking charges	(12,229)	—	—	(12,229)	—	(12,229)
Information technology expenses	(7,067)	(49)	(1)	(7,117)	—	(7,117)
Professional and service fees	(3,832)	(953)	(54)	(4,839)	—	(4,839)
Loan servicing and clearing expenses	(1,908)	(451)	(138)	(2,497)	—	(2,497)
Amortization of other intangible assets	(231)	—	—	(231)	—	(231)

Cover / Front Matter

FAQ

What is OFG Bancorp's treasury — electronic banking charges?: OFG Bancorp (OFG) reported treasury — electronic banking charges of $0 in Q2 2026.
What does treasury — electronic banking charges mean?: Fees incurred by the Treasury segment related to the use of electronic payment systems, digital transaction processing, and automated banking infrastructure. This metric captures the costs associated with the digital transformation and technological reliance of the segment's operations. It serves as a proxy for the segment's investment in and utilization of modern banking technology.